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Monitoring Credit Risk Manager -SCIB
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Annonce N°106308Publié le 16/02/2022 à 04:20
Description
Monitoring Credit Risk Manager -SCIB Paris, France WHAT YOU WILL BE
DOING SCIB IS LOOKING FOR A MONITORING CREDIT RISK MANAGER BASED IN
OUR BOADILLA DEL MONTE OFFICE. WHY YOU SHOULD CONSIDER THIS
OPPORTUNITY At Santander CIB (www.santandercib.com) we are key players
in the transformation of the financial sector. Do you want to join us?
SANTANDER CORPORATE & INVESTMENT BANKING (SANTANDER CIB) is
Santander's global division that supports some of the world's most
complex and sophisticated corporate and institutional clients,
offering customized services and value-added wholesale products to
best meet their needs. We embrace a strong risk culture and all of our
professionals at all levels are expected to take a proactive and
responsible approach toward risk management. Santander is proud of
being an organization where there are equal opportunities regardless
of gender identity, culture and disability. Our mission is to
contribute to help more people and business prosper. WHAT YOU WILL BE
DOING As a MONITORING CREDIT RISK MANAGER you will be responsible of:
determining the credit risk appetite with European financial
institutions (banks and insurance companies); monitoring
counterparties’ exposure and relevant market; sector analysis;
preparation and presentation of proposals to the corresponding fora;
and, the coordination and collaboration with front offices teams in
the achievement of commercial objectives. We need someone like you to
help us in different fronts: 1. Ratings: analysis and follow-up of the
assigned client portfolio. * Analysis of customer’s information
releases: activity and financial. Understanding of economic and
sectorial environment. * Undertake risk focused due diligence meetings
with clients. * Preparation of credit ratings under internal
methodology. 2. Reviews and pre-classifications: Analysis and
monitoring of business plans to be developed with clients, providing
input and implementing credit risk strategy and policies. * Establish
the bank's credit risk appetite with each client based on their
financial profile. * Stablish limits and policies (pre-classification)
from a qualitative perspective (terms / products) and quantitative
(amounts). 3. Transactions: Analysis and follow-up of the different
approaches presented by front office teams: * Understanding of the
different banking products, considering the accounting, financial and
legal implications, with a particular focus on derivative products. *
Assessment of the business proposals presented for each, presenting
them to the corresponding Risk Fora. * Work closely with front office
business and product units. 4. Control: Analysis and monitoring of the
credit risk exposure and profitability. * Follow-up of transactions
analyzed up to final approval or rejection. * Control and review of
transactions carried out, monitoring their correct input in the bank's
internal systems to ensure appropriate quantification and reporting of
credit risk. * Identify early remedial action on deteriorating credits
to manage credit problems. EXPERIENCE * Extensive experience (at least
five years) of credit risk management at a senior level, including
strong experience covering banks and insurance companies, or as an
auditor for these type of companies. Desirable experience analyzing
and managing credit risk relating at a major investment or global
commercial bank. * Understanding of different banking products,
particularly those related to treasury and derivatives. Familiarity
with credit risk regulatory requirements. Good knowledge and
understanding of traded products master agreements, e.g. ISDA, GMRA,
prime brokerage agreement, etc. EDUCATION * Degree in Business
Administration (“ADE”) or similar, with specialization in audit or
finance. Desirable Accountancy or Actuarial based qualification.
Finance related second degree: Master, Postgraduate, or professional
qualifications, e.g. CFA. SKILLS & KNOWLEDGE * Expert level in IT
applications: Power Point, Excel, Word. Knowledge of main financial
information databases: Bloomberg, Capital IQ, Reuters, Fitch
Solutions, etc. * Languages: Proficient communication skills in
English and Spanish. Additionally, one of the following languages is
desirable: French, German or Italian. _ If you want to know more about
us, follow us on: _
_https://www.linkedin.com/company/santander-corporate-investment-banking/_
_ https://es.linkedin.com/company/banco-santander_ WHAT WE ARE LOOKING
FOR EXPERIENCE More than 5 years of relevant work EDUCATION
COMPETENCIES Communicating Complex Concepts (Extensive Experience),
Credit Analysis and Verification (Extensive Experience), Credit Risk
(Extensive Experience), Decision Making and Critical Thinking (Working
Knowledge), Financial Analysis (Extensive Experience), Inspiring and
executing transformation (Extensive Experience), Negotiation and
Settlement (Extensive Experience), Partnering for Clients' Success
(Extensive Experience), Problem Management Process (TCS) (Extensive
Experience), Regulatory Environment - Financial Services (Extensive
Experience), Tolerance for Ambiguity and Stress (Extensive Experience)