sbl eea team associate paris
Detail de l'annonce :
JPMorgan Chase & Co . is a leading global financial services firm
with assets of more than $2.7 trillion, over 240,000 employees and
operations in over 60 countries. It operates across four business
segments including Asset & Wealth Management, Corporate and Investment
Banking, Commercial Banking and Consumer and Community Banking .
J.P. Morgan Asset & Wealth Management, is a global leader in
investment and wealth management. Our clients include institutions,
high-net-worth individuals and retail investors in every major market
throughout the world. The division offers investment management across
all major asset classes including equities, fixed income,
alternatives, multi-asset and money market funds. For individual
investors, the business also provides retirement products and
services, brokerage and banking services including trusts and estates,
loans, mortgages and deposits.
J.P. Morgan Private Bank advises the world's wealthiest families and
helps them achieve their desired goals. Our teams of Advisors deliver
advice, solutions and services across investments, wealth planning,
credit and banking to help clients build, preserve and manage their
wealth over time. JPMSE is the primary entity which is used to provide
private banking services to ultra-high net worth (UHNW) and high net
worth (HNW) individuals in the EMEA region.
POSITION DESCRIPTION
Securities Based Lending Team (SBL) is Global Wealth Management's
solution for underwriting loans that are fully secured by liquid
securities. The teams' underwriting responsibilities include
analysing, negotiating and documenting lines of credit for clients in
each of the region's markets. We also review other transactions that
have an element of credit risk such as derivatives. The SBL Team
manage ~70% of the credit facilities across the International credit
book and aim to turn around new business requests within 48 hours. The
EEA SBL team will be directly responsible for portfolio management and
coverage of Eurozone markets (primarily Italy, France, Spain, Germany
and Nordics) with a footprint in Madrid, Milan and Paris whilst
continuing International SBL alignment across EMEA and Asia.
Key Responsibilities:
* Drive business with internal stakeholders (not limited to Bankers,
Investors, Lending Advisors, Credit Executives, Legal) and, on
occasion, private clients to deliver the best fully secured credit
product solution with a sound credit structure.
* Coordinate with senior SBL leads and global partners to drive
optimal efficiency and consistent approach to risk & the business.
* Maintain a consistently high level of awareness around any
potential credit issues. Proactively resolve exceptions, including
under margin situations, past due principal/interest, transactional
issues and documentation exceptions.
* Articulate the risk/reward proposition when negotiating loans,
disciplined loan pricing and structure; understand nuances and local
regulations within the various EEA markets.
* Review and approve credit proposals for adherence to policy,
accurate borrower analysis and a complete market & credit risk
assessment. Maintain the highest standards of quality and accuracy.
* Ensure the team underwrite new credit requests in a timely fashion
and liaise with the off-shore team as needed for proactive completion
of internal Annual Reviews.
Skills Required:
* Bachelor's Degree and relevant business experience in a similar
role.
* English and at least one of French, Italian, Spanish fluency
* Credit risk or lending experience essential including
underwriting, lending value analysis, derivatives, KYC and legal
documentation.
* Strong communication and interpersonal skills; high emotional
intelligence.
* Good organizational skills and ability to drive change.
* Ability to work well in an integrated team environment; dedicated
team player.
* Track record in working with teams from various markets /countries
* Understanding of change mobilisation tools a strong advantage e.g.
Alteryx, Acceptor, Signavio, Python
* Project management skills a plus
JPMORGAN OFFERS AN EXCEPTIONAL BENEFITS PROGRAM AND A HIGHLY
COMPETITIVE COMPENSATION PACKAGE.
JPMORGAN IS AN EQUAL OPPORTUNITY EMPLOYER.
J.P. Morgan is a global leader in financial services, providing
strategic advice and products to the world's most prominent
corporations, governments, wealthy individuals and institutional
investors. Our first-class business in a first-class way approach to
serving clients drives everything we do. We strive to build trusted,
long-term partnerships to help our clients achieve their business
objectives.
We recognize that our people are our strength and the diverse talents
they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on
diversity and inclusion at our company. We do not discriminate on the
basis of any protected attribute, including race, religion, color,
national origin, gender, sexual orientation, gender identity, gender
expression, age, marital or veteran status, pregnancy or disability,
or any other basis protected under applicable law. In accordance with
applicable law, we make reasonable accommodations for applicants' and
employees' religious practices and beliefs, as well as any mental
health or physical disability needs.